Get your refund back faster!

McIntire Income Tax Center is happy to offer refund programs through Santa Barbara Bank and Trust. We offer two refund programs. With the Refund Anticipation Loan (RAL), qualified taxpayers can receive all or part of their federal income tax refund in as little as 2 days. The Refund Transfer(RT) does not advance the refund but can get your refund back in as little as 10 days. Both programs can be directly deposited into your own account, loaded into a special debit card or you can receive a cashiers check. Both programs allow all fees, tax preparation and bank charges, to be deducted from the refund. Both programs also have a special advance feature that allows qualifing taxpayers to get part of their refund within a few minutes and the remainder on the either the RAL or RT timetable.

You are not required to participate in either SBBT program. Should you choose to take advantage of what SBBT offers there are some special requirements which include but are not limited to:

1. You must be at least 18 years old.
2. The return must be eligible to e-file.
3. For the RAL, your refund must be at least $300 and greater than the fees to be deducted.
4. The income must not be all from a business.
5. You can not owe back taxes, child support, in default on a student or VA loan, or any reason that the IRS will hold your money.(Ral)

The fees for the RAL and RT are based upon the service requested, and the amount of advance issued. Please call for current pricing. The SBBT refund programs are available from the middle of January through the end of April.